Deen Dayal Jan Awas Yojana (DDJAY) in Gurugram is a Haryana government housing policy that allows private developers to create affordable plotted colonies. The scheme aims to provide secure, RERA-approved plots in well-planned gated communities, making land ownership accessible while curbing unauthorized construction. Its most popular feature is the Stilt + 4 floor construction permission.
Dreaming of owning property in Gurugram but discouraged by the soaring prices? You’re not alone. This is precisely where the Haryana government’s landmark policy, Deen Dayal Jan Awas Yojana (DDJAY), becomes a critical opportunity for homebuyers and investors.
This guide provides a comprehensive overview of the Deen Dayal Jan Awas Yojana in Gurugram, explaining how it makes plotted development affordable, its key benefits, the application process, and the latest project details for 2025.
Of course. Here is a full overview table that summarizes all the critical aspects of the Deen Dayal Jan Awas Yojana (DDJAY) specifically for Gurugram.
This table is designed to give readers a quick, scannable summary of the scheme before they dive into the detailed sections.
Deen Dayal Jan Awas Yojana (DDJAY) Gurugram: Overview
| Parameter | Details |
| Official Scheme Name | Deen Dayal Jan Awas Yojana (DDJAY) |
| Governing Policy | Haryana Affordable Plotted Housing Policy, 2016 |
| Governing Body | Town and Country Planning (TCP) Department, Government of Haryana |
| Primary Objective | To provide affordable plotted housing in planned, legal colonies and prevent the growth of unauthorized developments. |
| Applicable Location | High-potential urban areas in Haryana, with a major focus on Gurugram. |
| Eligibility Criteria | Open to all Indian citizens, including Non-Resident Indians (NRIs). No domicile or income restrictions apply. |
| Key Financial Benefit | Stilt + 4 Floors Policy: Owners can construct four floors plus a stilt for parking and sell each floor independently. |
| Plot Size Range | Typically ranges from 100 sq. yards to 180 sq. yards. |
| Maximum Plot Area | 150 sq. meters (approx. 179 sq. yards). |
| Allotment Process | Government-supervised computerized lucky draw if applications exceed the number of plots. It is not first-come, first-served. |
| Booking Amount | Usually 10% of the total plot cost at the time of application. |
| Bank Loan Availability | Yes. All major nationalized and private banks offer loans for both plot purchase and construction, as the projects have been legally approved. |
| RERA Registration | Mandatory. All DDJAY projects are registered under the Haryana Real Estate Regulatory Authority (HRERA). |
| Key Developers in Gurugram | DLF, Signature Global, Bestech, Vatika Group, JMS Buildwell, Adani Realty, and others. |
| Indicative Price Range (July 2025) | Varies widely by location and developer, typically from ₹65,000 to ₹1,55,000+ per sq. yard. |
| Community Infrastructure | Gated complex with 24/7 security, paved roads, parks, community centers, water supply, electricity, and sewage systems. |
What Exactly is Deen Dayal Jan Awas Yojana (DDJAY) in Gurugram?
Launched under the Haryana Affordable Plotted Housing Policy 2016, Deen Dayal Jan Awas Yojana is a government initiative designed to curb the rise of unauthorized colonies and make planned, legal land ownership accessible to a wider audience.
Under this policy, reputable private developers are licensed to create high-density plotted colonies with complete infrastructure. For buyers, this means purchasing a plot in a secure, well-planned, and RERA-approved gated community in prime sectors of Gurugram at a more attainable price point.
Why are DDJAY Plots in Gurugram in Such High Demand?
The excitement surrounding DDJAY projects is driven by a unique combination of financial and lifestyle advantages.
1. The Stilt + 4 Floors Construction Advantage
This is the single most significant benefit of the DDJAY policy. Plot owners are permitted to construct a Stilt + 4 independent floors. This flexibility is a financial game-changer:
- Live and Earn: Occupy one floor and rent out the remaining three for a consistent rental income.
- Independent Sale: You have the legal right to sell each floor as a separate unit with its own registry. This unlocks immense potential for future capital gains.
2. Modern Gated Community Living
Unlike plots in unauthorized areas, DDJAY projects are fully-equipped gated communities. This ensures access to essential infrastructure, including:
- Paved roads and internal pathways
- 24/7 security and controlled access
- Parks and green community spaces
- Reliable electricity and water supply
- Proper sewage and drainage systems
3. Strategic Locations
DDJAY projects are often launched in rapidly developing sectors along major growth corridors like the Dwarka Expressway, Golf Course Extension Road, and NH-8, ensuring excellent connectivity and high appreciation potential.
Top DDJAY Projects in Gurugram (Price & Location Overview)
Gurugram’s real estate market is dynamic. The table below offers a snapshot of prominent DDJAY projects by leading developers. These prices are indicative and subject to change based on market conditions and inventory.
| Developer/Project Name | Popular Location | Plot Sizes (Sq. Yards) | Indicative Price (per Sq. Yard) |
| DLF | Sector 93 | 120 – 165 | ₹1,20,000 – ₹1,50,000 |
| Signature Global | Sector 93 & 92 | 120 – 179 | ₹1,25,000 – ₹1,55,000 |
| Bestech | Sector 89A | 110 – 150 | ₹1,10,000 – ₹1,30,000 |
| Vatika Group | Sector 88B | 100 – 180 | ₹1,00,000 – ₹1,25,000 |
| JMS Buildwell | Sector 95A | 100 – 179 | ₹65,000 – ₹85,000 |
Pro Tip: Always contact the developer or their authorized sales partners for the most current pricing and availability before making any decisions.
How to Apply for a DDJAY Plot in Gurugram: A Step-by-Step Guide
Securing a plot in a new DDJAY launch requires timely action. Here’s the standard process:
- Track New Launches: Keep a close watch on the official websites of developers like DLF, Signature Global, and Bestech. New project announcements are also made on major real estate portals and in leading newspapers.
- Prepare Your Documents: Have digital copies of your essential documents ready. This typically includes your PAN card, Aadhaar card, recent passport-sized photographs, and address proof.
- Submit the Application: Once a project is launched, visit the developer’s official website to fill out the online application form.
- Pay the Booking Amount: You will be required to pay an initial booking amount, which is typically 10% of the total plot value, through the designated payment gateway. This amount is fully refundable if you are not allotted a plot.
- The Allotment Draw: To ensure complete transparency and fairness, the allotment of DDJAY plots is not done on a first-come, first-served basis. If applications exceed the number of available plots (which is almost always the case), a government-supervised computerized lucky draw (draw of lots) is conducted.
- Allotment Confirmation: If your application is selected in the draw, you will be formally notified by the developer. You then proceed with the remaining payment schedule and legal formalities. If not selected, your booking amount will be refunded.
Frequently Asked Questions
Let’s clarify some common questions and misconceptions about the scheme.
Do I need to be a Haryana resident to buy a DDJAY plot?
Fact: No. Any Indian citizen, regardless of their state of residence, can apply for and purchase a DDJAY plot. It is an open-market scheme with no domicile restrictions.
Is there an income limit to be eligible for DDJAY?
Fact: No. The policy aims to create affordable housing, but it does not impose any income criteria on the buyer. It is open to all income groups.
Is the allotment of DDJAY plots guaranteed if I apply first?
Fact: Absolutely not. Allotment for new launches is conducted exclusively through a government-supervised lucky draw to provide an equal opportunity to all applicants.
Can I get a bank loan for a DDJAY plot?
Fact: Yes. Since these projects are legally approved and RERA-registered, all major nationalized and private banks readily provide plot loans and subsequent construction loans for DDJAY properties.
Is the PMAY subsidy automatically included with a DDJAY plot?
Fact: No, these are separate schemes. Pradhan Mantri Awas Yojana (PMAY) is a central government subsidy on home loans. If you as an individual, meet the PMAY eligibility criteria, you can apply for the subsidy on the home loan you take for construction on your DDJAY plot.
The Final Word
A Deen Dayal Jan Awas Yojana plot in Gurugram represents one of the most compelling real estate opportunities in the NCR today. It combines the security of a government-backed policy, the quality of a private developer, and the unmatched financial flexibility of the Stilt + 4 floor model.
Whether you aim to build your dream home or make a smart investment with high ROI potential, DDJAY plots offer a structured and legally sound pathway to achieving your goals. Always perform your due diligence, stay updated on upcoming launches, and transact directly through official developer channels.
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